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  3. Integrated Shield Plan

    Integrated Shield Plan

     

     

     

    • What are Integrated Shield Plans?

      An Integrated Shield Plan rides on top of your existing MediShield Life to provide additional coverage for Class B1 or A wards, even for private hospitals. A rider* partially or completely covers the co-insurance and deductible components of the bill.

      An Integrated Shield Plan consists of:

      • MediShield Life
      • Additional Private Insurance Coverage

      This diagram will help you better understand Integrated Shield Plans:

      peh-integrated-shield-plan_v2

      MediShield Life^

      • All Singapore citizens and Permanent Residents are covered under this basic health insurance plan
      • Coverage for life
      • Covers pre-existing conditions
      • Covers treatment costs for Class B2/C wards at public hospitals

      Integrated Shield Plan

      • Provides additional coverage for treatment at private hospitals or Class A/B1 wards at public/ restructured hospitals
      • Managed by private insurers
      • Option to top up with rider which covers co-insurance and/or deductible

      With an Integrated Shield Plan and a rider that covers private hospitals, you may be partially or fully covered for treatment.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      * Terms and conditions apply.

      ^ Extracted from Ministry of Health, MediShield Life

    • Am I fully covered for treatment at private hospitals?

      Am I fully covered for treatment at private hospitals?

      With an Integrated Shield Plan and a full rider that covers private hospitals, you may be fully covered for treatment at Parkway East Hospital.

      The table below details the product names of Integrated Shield Plans with full riders and their corresponding insurers in alphabetical order.

      Integrated Shield Plan Provider
      AIA Aviva AXA GE NTUC Income Prudential
      Private Hospital Plan Product Name
      Healthshield Gold Max A MyShield Plan 1 AXA Shield Plan A Supreme Health P Plus Enhanced Income Shield Preferred PRUshield Premier
      Full Rider Product Name*
      (for complete coverage of co-insurance and deductible components)
      Max Essential A MyHealth Plus Plan 1 (Option C) Basic Care Total Health Platinum Rider Plus PRUextra Premier
      Co-pay Rider Product Name**
      (for partial coverage of co-insurance and deductible components)
      Max Vitalhealth A MyHealth Plus Enhanced Care TotalCare Elite-P Deluxe Care Rider/Classic Care Rider PRUExtra Premier CoPay

      *Valid for existing Integrated Shield Plans & full rider plans purchased before 1 April 2019. Terms and conditions apply. Please check with the respective insurance companies on full policy details.

      **Terms and conditions apply. Please check with the respective insurance companies on full policy details.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

    • Co-payment rider guidelines

      If you purchased a full rider:

      1) Before 8 March 2018

      Your coverage is not affected. Together with an Integrated Shield Plan that covers private hospitals, you can be fully covered for treatment.

      2) After 8 March 2018

      You will still enjoy full coverage on co-insurance and deductible till 1 April 2021. Following which, the 5% co-payment applies.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

    • Does my Integrated Shield Plan cover pre and post hospitalisation treatments?

      With an Integrated Shield Plan that provides coverage for private hospitals, your pre and post hospitalisation bills may be covered if they are related to your hospitalisation. These bills may include fees for consultations, laboratory tests, radiology examinations, and rehabilitation sessions. For example, if you were admitted for a knee surgery, your pre-hospitalisation knee MRI and post-surgery imaging and rehabilitation fees may be covered along with your hospitalisation bill.

      The validity period of the pre and post hospitalisation coverage differs across Integrated Shield Plans, and can be up to 365 days pre and post hospitalisation. Please check with your insurer or financial advisor to find out the details of your eligible claimable expenses.

      Please keep the original medical bills or receipts for submission to your insurance company.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

    • Can I use my Integrated Shield Plan for A&E treatment?

      Your Integrated Shield Plan can also serve as an emergency medical insurance. If your visit to our Accident & Emergency (A&E) department warrants a hospital admission with a minimum stay of 8 hours, you can use your Integrated Shield Plan that covers private hospitals (with a rider) to pay minimal or $0 for both your A&E outpatient bill and your inpatient treatment.

      Some policies also cover the A&E outpatient treatment, up to a certain limit and can be used as both accident health insurance and emergency health insurance. Contact your financial advisor to understand your full policy details.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      *Terms and conditions apply. Valid for full riders purchased before 1 April 2019.

    • How can I check if I have an Integrated Shield Plan that covers private hospitals?

      You can find out if you have an integrated shield plan through the CPF Board website. You will require your SingPass to do this.

      1. Go to cpf.gov.sg
      2. Log on to my cpf Online Services
      3. Go to "My Messages"
      4. See "Insurance" section

      To find out the policy details of your integrated shield plan, please contact your insurance company or financial advisor.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      Call or WhatsApp Parkway Insurance Concierge at +65 9834 0999 to find out if your integrated shield plan covers you and your loved ones for Parkway East Hospital.

      *Terms and conditions apply. Valid for full riders purchased before 1 April 2019.

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